life insurance

A hypothetical question that needs a real discussion. IF in fact a PALS was determined to have had Familial ALS instead of Sporadic ALS: A) If FALS is discovered and documented in the deceased patient’s medical records, then couldn’t life insurance and health insurance companies adjust your...

I want to begin this by thanking each of you for the support you obviously give to so many people who may or may not deserve it. I have taken about an hour browsing the forums and so many of you have touched me already. I am about to list my personal family history with ALS then I want to share...

Hello all I'm getting closer and closer to the end and having to tie up lose ends(plan funeral .. The will etc) I'm getting more used to the taboo subject of death and talking about it with my wife and the rest of my family. The scariest thing for me is the unknown .... What happens after I die...

Dad passed away peacefully after a few year battle with ALS a week ago. He was a retired Air Force pilot and was receiving 100% disability through the VA. Mom is overwhelmed with what to do now... for those that have been down this road, can you please provide me with a list or suggestions on...

I was told by doctors and neurologists that I have bulbar palsy, restrictive bulbar palsy, als onset bulbar palsy and progressive bulbar palsy. I wish they could get together and call it one thing. Is there a difference? The neurologist that specializes in MND called it PBP so I guess I'll go...

For anyone who has a life insurance policy, it is worth a call to find out if you have a 'rider' or clause allowing you early withdrawal of proceeds. The type of policy I hold was a whole life policy but there is a Living Needs Benefit which allows anywhere from half to 90-95% withdrawal now of...

Hello, I have just found this forum and I am hoping for some advice based on all the experience out there. Apologies for the lengthy post.... My husband, who is 45, fit and well and, by the way not a worrier about health issues, has had mild swallowing problems for just about a year and which...

Becca started a thread about things she wish she had known. I wanted to add some things, but the thread is closed. This statement is not necessarily true regarding survivor's benefits, as I have found out differently today: I believe that amount differs, depending the work history/credits of...

I have always been meticulous and thought I had every angle covered with this disease. But, it turns out, in the barrage of information about every little thing regarding ALS, I missed this about Survivor's Benefits from Social Security. I would like for all (spouses) cALS who have these...

A group of ladies from where I worked comes by to see me once a month. This Thursday we got to talking about life insurance and one of the ladies said did you know if you have a illness that you are going to die from that you can file for your life insurance you will not receive the full amount...