life insurance

  1. DaChief

    Veterans Mortgage Life Insurance

    What determines the effective date of the VMLI? I have the SAH benefit approved but when along the process will the insurance get approved? Do you actually have to start the construction? What happens if I were to kick the bucket :lol: 1 week into the construction? Would the VA still payout...
  2. A

    Growing concern

    Hi all, Firstly I would like to say a massive thank you to all those who contribute to this forum you all display courage and empathy which is incredible given what you have or are facing. I am a 39 year male with a fairly recent history of anxiety following a number of unexpected deaths in my...
  3. KimT

    The finances of ALS

    We all know how expensive this disease is and how it can devastate one financially. I thought it would be good to start a thread of tips for dealing with the money issues of this disease. I know when I first suspected I had ALS, I needed to decide whether I would take my pension in a lump sum...
  4. J

    This beast is killing my brother

    I don't write here much but am one that feels like I wouldn't be able to mentally get through this horrible progression of ALS without the people here. Mike is 47. He's my little brother, single with 2 young kids. I happen to be single with 2 grown children and live nearby so I am his main...
  5. G

    Need Some Reassurance about my symptoms

    Hello everyone, I would like to first thank everyone for posting and offering their opinions/advice in regards to ALS. It takes a lot of courage and strength to discuss such a terrible disease. Also, the fact that a majority of people posting here are currently living with such a terrible and...
  6. S

    $ questions

    I hope this is posted in the correct area. My spouse was diagnosed with ALS early September. Does anyone here have experience getting federal student loans forgiven? Any options on getting unsecured debt relieved? Such as credit card debt? If student loan debt does not get discharged; is the...
  7. S

    New Dx for spouse last week

    I'm in shock from the diagnosis of ALS my 39 year old spouse recv'd last week. We have kids in high school and middle school. Right now I am scrambling to find the right questions to ask for our future planning. Any advice on the questions to ask of employee benefits (there is short term and...
  8. Nuts

    VMLI and SDLI

    Wow, I just had a wonderful experience with a very nice lady with the VA insurance division. She found problems with our insurances that might have cost me a lot had I lost my darling recently. We refinanced the house and did the paperwork to reapply for mortgage life insurance. It turns out...
  9. gooseberry

    things I am learning the hard way

    1.In Florida, if all assets arent joint you have to probate a will. (Not for things owned by cals but solely in Pals name) It has to be filed within a few days with the courts. 2.Try to make everything, bills included, joint beforehand. 3.Get the will, power of attorney, advanced directive ...
  10. gooseberry

    veterans mortgage life insurance

    This is a premium based benefit that is automatically deducted from compensation. It will cover up to $200k. The premium is based on the amount covered. You can choose tomstart coverage when sah grant construction begins or when it ends. When you need to file a claim, you need a computer...
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