I need to find out where you got that, April. I haven't found anyone who will insure me since my CHF diagnosed.
And, yes, you are worth more.
I also ditto the idea of limited ability. Hell, I have almost fallen several times in the last few days, how can I not think about that? Whether this is ALS or just that darn PNS....And I also think of ways I can preserve memories for my children...whether I go in a car accident or whatever....just the reality of it all is making me think.