The MDA will help, as stated above. I think that an employer's ins. may not cover pre-existing conditions under a specified waiting period , but all out cx of policy, I don't know. If he hasn't been diagnosed, then how can they decide?
As to SS and Medicare, if he has a diagnosed of ALS and you have the records from the doc, yes it is automatic approval, but your still have to wait 5/6 months to recieve benefits from the time SS determines you were no longer able to work, i.e. "disabled."
If anyone would like any info on the process for applying, etc for SS/Medicare/Supplemental Ins/Prescription drug coverage, please PM me. I'll be happy to tell you what I have gone thru for my husband.
It's bad enuf to have ALS and then have to deal w/mountains of paperwork to obtain help is really stressful.
Moderators, could we start a section entitled "How to obtain Benefits" or "The Benefit Maze" or "help with Benefits?" this would allow all who need help to right away know what to do and what to do right away to help them with their financial burden due to ALS. I'm sure many on the forum would contibute