- Oct 6, 2006
AAAHHHHH....can't believe we are in such a mess. Two years ago we applied for Social Security due to my hubby's diagnosis. Of course their was no wait period and we quickly received benefits. However, due to our amazing health care coverage (COBRA) we refused Medicare. What a big mistake. We just received notice on 4/14 that our healthcare will discontinue on 4/29/09. I immediately contacted Social Security and all they could tell us is that we missed the general enrollment period by 14 days. Our case manager was adamant that he explained the negatives of refusing medicare...do not remember that at all. We learned that in certain cases an "equitable release" can be made if medicare was not explained appropriately, but he would not budge. Meanwhile, we are applying for an extension for our cobra coverage. We are running out of time for peoples decisions. I have finally written a letter to our Senator attempting to explain this confusing matter. I am emotionally fried dealing with this situation. I know that I will probably have to contact a medicare attorney...but something has to happen fast. We can't have our insurance lapse...or we will all be difficult to insure. Anyone deal with a similiar situation......going to bed now. Good Night! Thanks for listening.