mamaoftwo
Distinguished member
- Joined
- Aug 16, 2007
- Messages
- 224
- Reason
- Other
- Country
- US
- State
- NY
- City
- larchmont
Does anyone have any expertise in this area? I am as yet undiagnosed but have an appointment next week with the neuro. Everyone has kept saying to get life insurance and/or long term disability in place before an official diagnosis. Despite my efforts, I have been unable to find a policy that will work for us. Here is the problem. We are currently resident in the US but are from the UK. We will return to the UK to be nearer to my family for support/help but wont be going until early next year (that is the plan). We cannot find any insurance policy that we can take out here that will pay out in the UK in the event we need it. Seems we have to resident in the US to get the money and we know that is not an option. We have no support network here at all.
I tried to get a policy in the UK but I cannot get it unless I can prove residency there for the last 6mths - which I cannot. And if we wait and try to get a policy once we have gone home, we wont get one because I will have presumably gotten my diagnosis by then.
So there is the dilemma. Any financial wizards in our midst? I'd love some help/advice. And if you happen to know of a policy I can buy here in the US that will pay out regardless of where you are resident at time of disability/death, then please please let me know. Thank you so much for any help you can offer.
I tried to get a policy in the UK but I cannot get it unless I can prove residency there for the last 6mths - which I cannot. And if we wait and try to get a policy once we have gone home, we wont get one because I will have presumably gotten my diagnosis by then.
So there is the dilemma. Any financial wizards in our midst? I'd love some help/advice. And if you happen to know of a policy I can buy here in the US that will pay out regardless of where you are resident at time of disability/death, then please please let me know. Thank you so much for any help you can offer.