ChristineRK
Active member
- Joined
- Jun 6, 2019
- Messages
- 72
- Reason
- PALS
- Diagnosis
- 08/2015
- Country
- US
- State
- OH
- City
- Westlake
The ACA limits the amount insurance companies can change under-65 disabled for Part B up to THREE TIMES the rate that people 65 and over pay. It was a concession. The current administration wanted to increase it up to FIVE TIMES but, fortunately, the plan to repeal and replace was blocked by the current House of Representatives.
Here is an example. I became disabled at the same time a good friend turned 65. We both had the same supplement which was the richest one. She paid $179 a month and I paid $530. In four years my premium has gone up to $600 a month.
Like it or not, this is a very political issue and 2020 will affect everyone with ALS, one way or another. It makes me wish I had stayed in public accounting and retired with more money. But hindsight is 20/20, right?
I hear ya, Kim! I'm in (was) in accounting as well. Right now, my primary is Medicare and secondary is Medical Mutual. Will be losing Medical Mutual and needed to know what you all recommended as a secondary. Medicare is crazy expensive and the deductible is a 'forget it!' issue! Do you only have Medicare Advantage?
~Christine