Health insurance planning post diagnosis

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debasismishra

New member
Joined
Jul 27, 2024
Messages
9
Reason
PALS
Diagnosis
07/2024
Country
US
State
DE
City
Newark
I am 60M diagnosed in July and fairly new to this forum. I am still under typical brain fade phase associated with early phase post diagnosis but need to decide on my job and health insurance strategy very soon.

Currently, I have taken short term disability from work until end of October which can be extended to total 6 months. I receive full salary as well as health insurance during this period. Post that I have option to go for long term disability which can last for 2+ years with 60% salary. I have been told there will be health insurance available during this phase but I am still getting that confirmed from HR. Post diagnosis, I am also qualified for SSDI/Medicare combo. Not sure what is typical amount for SSDI .. assuming it will be less than long term disability.

Given above scenario, I am not sure what will be the best approach. I am seeking advice from knowledgeable members who may have navigated these situations before and in a good position to guide me.
 
You can find out your ssdi amount on socialsecurity dot gov. My ltd policy insisted on ssdi and deducted that from the benefit. Say benefit 1000 ssdi 500 ltd paid 500. Check with hr
 
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