JustMe
Active member
- Joined
- Dec 29, 2006
- Messages
- 35
- Reason
- PALS
- Country
- US
- State
- Pennsylvania
- City
- Harrisburg
Greetings:
I am new here - just found this place. I am 1 year from diagnosis - maybe 2 years from first overt symptoms - basically bulbar ALS. Most of my arm function is gone - shoulders, upper arms and lower arms. Some wrist motion left, and fingers work, but very weak.
Anyway - have been adjusting as best I can so far, but now the legs are going. I am starting to have real problems walking, and I fall down a lot. That is a real problem because my wife and I live in a three-story town house with two flights of stairs which I am starting to have real difficulty climbing. Going down hasn't been a problem YET, but going up is usually questionable.
One option is to move to another house with everything on one floor. That would require a new mortgage , and I don't know if there are any banks / lenders who would write a mortgage on an ALS patient - anyone have any experience with this? We are living on my Soc Sec Disability, which can pay our present mortgage OK, so paying on a new one would not be a problem. However, since we would have to vacate this home before putting it on the market, we would need some way to buy the new one before selling this one. If that requires a second full mortgage, we are out of luck - our resources won't stretch that far. So it looks like we need some kind of "magic" financing here. Anyone know what might be out there to help with this kind of situation?
Any thoughts, experience or ideas will be appreciated.
I am new here - just found this place. I am 1 year from diagnosis - maybe 2 years from first overt symptoms - basically bulbar ALS. Most of my arm function is gone - shoulders, upper arms and lower arms. Some wrist motion left, and fingers work, but very weak.
Anyway - have been adjusting as best I can so far, but now the legs are going. I am starting to have real problems walking, and I fall down a lot. That is a real problem because my wife and I live in a three-story town house with two flights of stairs which I am starting to have real difficulty climbing. Going down hasn't been a problem YET, but going up is usually questionable.
One option is to move to another house with everything on one floor. That would require a new mortgage , and I don't know if there are any banks / lenders who would write a mortgage on an ALS patient - anyone have any experience with this? We are living on my Soc Sec Disability, which can pay our present mortgage OK, so paying on a new one would not be a problem. However, since we would have to vacate this home before putting it on the market, we would need some way to buy the new one before selling this one. If that requires a second full mortgage, we are out of luck - our resources won't stretch that far. So it looks like we need some kind of "magic" financing here. Anyone know what might be out there to help with this kind of situation?
Any thoughts, experience or ideas will be appreciated.