long term care insurance

  1. C

    Long Term Care Insurance anyone using it?

    Is anyone currently receiving reimbursement from a LTC (Long Term Insurance) policy? I am interested in knowing if you do the reimbursement request or does the agency that you use does? Do they charge you a fee to bill the LTC company ? My agency bills the LTC but they want to charge a fee to...
  2. Jackfishem

    Long term care insurance

    My mom passed away in January of 2017 after a year long battle with ALS. Her brain was autopsied and markers of the c9 mutation were found. Now that I know what to test for, I would like to have genetic testing done. I know I need to obtain long term care insurance before the testing and would...
  3. F

    CALS and PALS Question

    Can my daughter be paid for taking care of me? She does not work, and I need help. I just got approval for Medicare, and I have secondary insurance through work (I am retired) too. I have long term care insurance, but they will not cover a family member. Hugs, Deb
  4. M

    CALS here with my PALS Dad

    Hi Everyone, I'm new here. My Dad was diagnosed at the end of January, 2016. His progression seems to be rapid and he can't even make it to his first Clinic which would have been tomorrow. He'd have to go flat on his back in an ambulance. He is 83 and just arrived from independent to skilled...
    • MsBoots
    • Thread
    • age als back bipap cals clinic dad diagnosed diagnosis equipment health heart helpful hip immediately insurance long term care insurance new here pals peg progression reading wanted wheelchair work
    • Replies: 7
    • Forum: Newly diagnosed
  5. F

    Tough clinic visit today

    Today mom had her clinic visit. Her fvc numbers were really low. She tested at 55 two months ago, and before that she had maintained a constant 60 since October of 2014. Today she tested at 17. I was unprepared to hear such a low number since she doesn't outwardly show such marked decline. When...
    • FamilialALS?
    • Thread
    • als anxiety breathing clinic decline disability family free fvc genetic genetic testing headaches health hearing hospice insurance introduction life life insurance long term care insurance neurologist nurses sod1 testing work
    • Replies: 12
    • Forum: General discussion about ALS/MND
  6. D

    Right to elect licensed or unlicensed care

    There appears to be considerable confusion among patients, doctors, caregivers, and regulators about the right of ALS patients to elect who will provide their care. The rule is actually very simple: an ALS patient should have the right to elect who will provide their care—licensed or...
    • Dave K
    • Thread
    • accessibility als caregivers caregiving cost denial disability feeding health hospice increase insurance long term care insurance medical medicare nanny nurses stages students toileting tube feeding
    • Replies: 2
    • Forum: General discussion about ALS/MND
  7. C

    The Good and The Bad

    Last week, Patti and I went to the clinic and also met with our regional ALSA rep. Some good and some bad has come of this. The Good: People are cracking, and we're starting to get equipment and other needs fulfilled. Patti's power chair has finally been approved (only took 6 months of games...
    • Calvin-CALS
    • Thread
    • alsa breathing chair clinic cough assist eating equipment fatigue fear fvc hope hoyer hoyer lift insurance life lift long term care insurance medical power power chair respiratory sling suction support trip van
    • Replies: 17
    • Forum: Current caregivers
  8. C

    New Forum Participant

    Hi, All, I've been a member of the ALS Forums for a while and even posted a question or two. But this is the first time I've posted to this subforum. I'm the primary caretaker of a good friend of mine, Patti. She was official diagnosed in November 2013, and she's been living with me since...
    • Calvin-CALS
    • Thread
    • age als bed chair diagnosed fell friend health hoyer insurance long term care insurance problems support transfer transfer chair walker wheelchair
    • Replies: 32
    • Forum: Current caregivers
  9. Nikki J

    FAQs about Familial ALS (FALS)

    Frequently asked questions about Familial ALS (FALS) My relative had ALS. Am I at risk? If it was one relative the answer is generally "no". The exception to this is if you also have, in the same bloodline, a relative with unusual dementia, especially younger onset and especially frontal...
    • Nikki J
    • Thread
    • advice als back children clinical dementia disability fals familial familial als family family member ftd genetic guilt hope insurance life insurance long term care insurance medical questions relative research risk symptoms testing worried wrong
    • Replies: 0
    • Forum: Familial ALS (FALS)
  10. halfin

    Update on HalFin

    . . I have been not too active on the forum lately. It has become hard for me to type more than a sentence or two. I mostly find myself offering condolences when people have passed, which is always sad. But at one time I was pretty active here so I thought I'd post an update. Also I'm trying...
    • halfin
    • Thread
    • advice back breathing coughing diagnosed dynavox early halfin hours ice ignore insurance life long term care insurance music night paralyzed progression reading sad software speech suction surgery swallow test tracheostomy update vent wheelchair
    • Replies: 28
    • Forum: General discussion about ALS/MND
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