Kay Marie, I do not know how to respond to a pm. We are still in process too, but he had 5 months 23 days, 90 days were consecutive, but was never active duty other than training. Call me and I will tell you how I started the process. It looks like it 100 per cent guaranteed for us according to the guy at the reno office. my name is Lori. Please call, I will call you back if longdistance is a problem, as I have unlimited