Tonya -
Sorry. I just wasn't sure if I was talking to a "youngster" or not. Now that I know you're only 39, of course, I'm sure you're a youngster! :-D
Again, welcome to the forum. I suggest you may want to start by browsing through lots of old posts. There's tons of information already here. And toss out any questions you have. None of us know everything, but pretty much somebody here knows something about just about anything people want know.
Best wishes,
Liz