Hi Kelly,
Currently, I have United health care Secure Horizons as my medicare health/RX plan. The plan itself is being discontinued in 2010. What I have learned though is that with certain plans, once you hit the doughnut hole they have a "contracted price" for the medication. If the medication you want is not included in the plan at all, then it pays to shop around to all pharmacy's to get the best price. Now is the time to plan what company you will use to your medicare medical/RX plan, and make a list of like Humana, United Health care (who also handles AARP) and tell them the meds you want covered and see how much it will cost you and if they have a contracted price for when you hit the doughnut hole. There are some big differences in policies that you can get. Plus some policies dont cost even a dollar more off of your social security check, others, its around 100.00. You have to add up all the factors to make the right choice. One thing I learned last year is to not wait until the last minute to sign up. I was excited not to be in the doughnut hole again as of January 1st, but because I waited until the last minute to decide on the insurance, it wasnt loaded in any of the pharmacy computers and I ended up paying full price, and it was a giant headache trying to get any money back from the insurance company. Let me know if you get any help from the Govt. web site I listed on this thread. Good luck!
Hugs,
Blubear
