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JPatricia

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Loved one DX
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New York
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henrietta
My boyfriend of 6 years and father of my son who is 27 is going through the proccess of being diagnosed with ALS. The neurologist has already said his diagnosis is early stages of als and we are now seeing an ALS specialist who said it looks like ALS but he wants to go over the ct and mris with a radiologist to make sure nothing was missed but he has already started him on riluzole. He has Medicaid insurance its the blue cross blue sheild so he only has to pay $1 for a month supply but when we picked it up i saw that a month perscription if you dont have insurance is $2,000. So with all of this going on we have been talking about getting married sooner than we planned on but my big question is will he still qualify for the insurance through new york state because i do not qualify for it with my income but my son did qualify with my income. So if we get married will that affect his eligibility?
 
You should look at the NY Medicaid site as states differ. But generally, if you marry, you will become a "household" and eligibility for you and him will be based on household income for a family of 3; there are sometimes different criteria for kids as well. There should be a table online to show you the thresholds. Also, if you have insurance, you could add him as a dependent, along with your son.
 
I live in NYS and we have Medicaid as well. Yes, if you get married it will effect his eligibility and if you don't qualify then he won't qualify, your son still may depending on how much your income is bumped up with your boyfriends income. The cut off is a bit higher for children as far as Childhealth plus than it is for adults. If you have insurance you will be able to add him and your son to it but honestly if he does have ALS I wouldn't get married because you aren't going to get better coverage than you will on medicaid. (in my opinion) If it were me I would get the information on your insurance, how much it will be to add him and your son monthly, plus your co pay amounts, caps, annual deductibles etc and get the same information about medicaid and compare the two. Scroll down about halfway down and the income table will be there Medicaid
 
I wrote a whole thing on here and I guess my internet must have crapped out because it isn't on here now. I have NYS medicaid, if you aren't eligible for it because of your income then if you were to get married your boyfriend will no longer be eligible for it and if he brings any income to the table it may raise your income to the point that your child isn't eligible for it either. There is a higher income threshold for children than for adults as you see now with you not being eligible but your son is. If you were to marry you could put your boyfriend (and son if needed) onto your insurance, in fact you might be able to now if your insurance covers domestic partners but I don't see how it would be an advantage. What I would do is compile information from your insurance plan as to deductibles, copays, annual deductibles, catastrophic caps, what is covered as far as adaptive equipment etc and gather the same information on Medicaid and figure out which will be the better plan financially and for his needs should his diagnosis of ALS be confirmed. If you click on this link and scroll about halfway down you will be able to see the income guidelines for medicaid. Medicaid and this link is the income guidelines for the Childhealth plus Eligibility and Cost
 
In NY, social assistance is very liberal. Unfortunately, he'll probably do better on Medicaid. Just love him.

You might want to get a free consult. from an attorney specializing in disability. Don't trust ANYTHING you hear from SS, Medicare or the government. Too many people working there with lack of knowledge.
 
Ok thank you to everyone who replied i did do a lottle research n saw the same thing. He is not working so we r in the proccess of trying to get disability and from what i saw online our son should get something for that too so im pretty sure between that and my income it will be too much. Its just a harsh reality that we will not be able to get married and have a wedding like we always wanted to but we have to do what is best for him
 
You could still have an unofficial wedding. Go for it!
 
I'm so sorry that sucks.

In Australia you would be considered married anyway because you are living together.
Once you live with someone for 6 months, you are de facto and treated the same way financially as if you were 'legally' married.
 
Go ahead and have an unofficial wedding. Invite your loved ones.
 
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