- Joined
- Jul 25, 2015
- Messages
- 1,606
- Reason
- CALS
- Diagnosis
- 07/2015
- Country
- US
- State
- tx
- City
- Dallas
Hello, I have been paying Cobra since I left my previous company and started at my new company. I needed to keep Steve insured and my insurance was very good with no deductibles.
His disability was finally approved today and he now has Medicare A and B. I am having a hard time figuring out what to do about the rest of the coverage and if I need to put him on my new companies insurance in Feb when I am approved. Paying for his will be quite expensive but not as bad as Cobra. I know there are plans D and F. I want to make sure we have full coverage with prescription coverage and make sure we are 100% covered for any of his medical needs. I also want to make sure anything he needs will be covered and he is able to keep the Trilogy machine that was approved by my insurance and is on a monthly rental paid for 100%.
The Medicare site is so confusing and with my working full time it is very hard to take time to figure it all out. I want to also make sure we can choose our doctors in order to keep the ones we have.
Does anyone have experience with the plans and know what ones are best to cover all the medical expenses he may come across? I would rather pay more then not have enough coverage. Not sure if it would be best to insure him through my job as a secondary insurance or if it would be just s good and cheaper to go through one of the Medicare plans.
Any help is greatly appreciated.
His disability was finally approved today and he now has Medicare A and B. I am having a hard time figuring out what to do about the rest of the coverage and if I need to put him on my new companies insurance in Feb when I am approved. Paying for his will be quite expensive but not as bad as Cobra. I know there are plans D and F. I want to make sure we have full coverage with prescription coverage and make sure we are 100% covered for any of his medical needs. I also want to make sure anything he needs will be covered and he is able to keep the Trilogy machine that was approved by my insurance and is on a monthly rental paid for 100%.
The Medicare site is so confusing and with my working full time it is very hard to take time to figure it all out. I want to also make sure we can choose our doctors in order to keep the ones we have.
Does anyone have experience with the plans and know what ones are best to cover all the medical expenses he may come across? I would rather pay more then not have enough coverage. Not sure if it would be best to insure him through my job as a secondary insurance or if it would be just s good and cheaper to go through one of the Medicare plans.
Any help is greatly appreciated.