biotron2000
Member
- Joined
- Dec 30, 2008
- Messages
- 12
- Country
- US
- State
- CA
- City
- Bakersfield
Hello. My wife just died two weeks ago after fighting ALS for 6 years. We signed up for life insurance about 9 months after her diagnosis. We disclosed she had ALS at the time; in fact, she was already in a wheelchair at that point. They told us that as long as it wasn't cancer or heart disease, we were okay to enroll.
I just submitted the claim and I am terrified they will deny it. The death certificate said she had ALS for 6 years, which is true, but I'm sure they will scrutinize it very closely now that they are faced with paying out.
Has anyone had any problems with life insurance? Any success in appealing a denial?
Thank you,
Patrick McNeal
I just submitted the claim and I am terrified they will deny it. The death certificate said she had ALS for 6 years, which is true, but I'm sure they will scrutinize it very closely now that they are faced with paying out.
Has anyone had any problems with life insurance? Any success in appealing a denial?
Thank you,
Patrick McNeal