Depending on how good your insurance policy is, if it's good I would try to hold onto it.If she goes on hospice, I have seen many(most) people's policies cancelled.The variables are many here and everything really depends on her condition.
Legislation has changed so much since I retired, I was not happy with it because docs were being fined(here in Texas for keeping patients on too long if they were not deteriorating).
With ALS, one of the problems I foresee is if they don't go in with a vent, they will be taken off service if and when they get one, but can hopefully be recerted after that, if not with that company, then another.Hospice is palliative care.It really promotes quality of life,not quantity.They do not believe in taking any extreme measures, because they believe that not to be peaceful.I constantly fought for all my patients to receive antibiotics, under all necessary circumstances.
Have you spoken with the hospice companies themselves?