Well , I rationalized it this way.
When I got a cold , its like a bad flu to me.
When I got the flu , I knocked the crap out of me for a week , and it took a long time to recover.
H1N1 is all around , and I don't know if I could survive that. My doctor makes house calls because the hospital where her office is, is swamped with people with the flu - some of which have the H1N1 virus.
I got the shot. I plan to stick around for many more years, and will make these judgements by myself. If it was a mistake , so be it , it was mine to make.
Glen